





 |
Planned Giving Opportunities
Leave your
Family Legacy
The Family Legacy honors those of you who have arranged for Advocates
for Homeless Families to receive a gift from your estate. These special
gifts may come in the form of a bequest, by designating Advocates as the
beneficiary of a life insurance policy or retirement plan, or through a
life-income planned gift, such as a Charitable Remainder Trust. If you
plan to make, or have already made Advocates a beneficiary of your will
or other planned gift, we would be delighted to hear from you so we can
invite you to join the Family Legacy.
How do I make a gift to Advocates in my will?
Making a bequest is quite simple. Consult with your legal counsel, who
will advise you on one of four ways you can remember Advocates in your
will.
-
Specify an exact amount to go
to Advocates for Homeless Families.
-
Earmark certain assets such as
property, artwork, or stock to come to Advocates for Homeless
Families
-
Designate a percentage of the
value of your estate to go to Advocates for Homeless Families
-
Make a residual bequest of all
or a portion of the remainder of your estate after payment of debts
and expenses
If you would like to make an
estate gift or discuss a gift that provides tax savings or other
financial benefits for you and your family, or if you would like more
information, please call Mary Johnson at 301-662-2003. |
|
A Conversation with...Ruth Roney:
Former Board Member, Volunteer, Family Legacy Member
Q: What can you tell us about the early days of
Advocates?
A: Well, you’re asking me, and I have the worst memory in the world. But
I remember that we started with about $500 as a ministry of the
Christian Outreach Committee of All Saints Episcopal.
Q: What was your “job” back then? What were the challenges?
A: I helped deliver supplies, that sort of thing. And I helped them get
a four-apartment property downtown, get it fixed up for people to move
in. Our biggest challenge was fundraising. People did not want to admit
that there were homeless people in Frederick. But I could see the need,
right there on Market Street. I felt that I had to help.
Q: Now, people acknowledge homelessness in Frederick County.
A: Yes, affordable housing and homelessness is a very big topic today.
It’s getting tougher to afford living in Frederick County. Not just the
poor, but even those with higher education. Everything is built “luxury”
these days. I see ads in the paper for $450,000 homes, and it makes me
angry. There’s so little regard for average people, much less low-income
people.
Q: Is that what drew you to help the homeless in the first place?
A: I have always felt blessed in my life. We grew up in the depression,
but I had a secure family, and our needs were met. We did not have high
expectations, but whatever we needed, we had. I saw people with need,
and I wanted to give back.
Q: What have you learned about homelessness in your years of working
with
Advocates?
A: There was this one gentleman raising his kids alone. We went to take
some supplies to his house. He was out, and he wasn’t expecting us. But
the place was spotless. I was impressed. The beds were made, the coats
were on hooks, the dishes were clean. It woke me up. It made me realize
that our stereotypes of homeless people were all wrong, and that these
people were truly grateful for all we could do for them, that they
really wanted to take advantage of a wonderful opportunity.
Q: What makes Advocates special to you?
A: I can appreciate how comprehensive [Advocates’ program] is. It’s not
a band-aid on the homelessness part, it helps people rise up and out of
homelessness permanently. It’s truly a hand up, not a handout.
Q: What do you see in Advocates’ future?
A: I’d love to see you go out of business! I’d wish there were no more
homeless people. But that’s not going to happen. Really, I’d just love
to see more of the same. We’re doing the right thing. We’ve got the
right program with the right elements. And that needs to continue.
Q: So you’ll continue to support Advocates? How?
A: I support Advocates every year with a contribution, but I’ve also got
Advocates in my will. And I can encourage others to do the same. I love
the idea of a reserve fund, or an endowment. We need to plan for the
future, to take care of our properties and our people. |